Risk Based Authentication - 3DS
Intelligent Risk Based Authentication
Don’t treat your customer like a criminal. Simplify their digital payments journey by empowering them with a secure yet seamless experience. Cipher’s intelligence engine will help you adapt and step-up the right authentication approach. No more Codes - No more Friction

40% of the consumers abandon the shopping carts due to authentication fatigue



A Zero KnowledgeFactor Authentication
Go Passwordless
An adaptive RBA that works passively by eliminating authentication fatigue. Seamless authentication that balances both security and user experience - ability to step-up the security by a simple challenge-response.
Reduce Cart Abandonment
By eliminating authentication fatigue and simplifying the user experience, you can reduce cart abandonment and transaction dropouts. When we don’t treat the customers like criminals the conversion rates increase.
Reduce the Risk of Fraud
Turn fraud fighting into a competitive advantage by protecting your customers digital identities from cyber criminals
Regulatory Compliant
Comply with the EMV, 3DS, SCA and PSD2 requirements for the Card Not Present payments.
Intelligence Embedded
Ability to integrate with existing FRM and other Risk solutions for additional intelligence and enhanced results.